Bank Holidays in October 2026: October 2026 will be an important month for bank customers, as the festive season brings several holidays across India. Gandhi Jayanti, Dussehra, Vijaya Dashami and regional festivals will result in bank branch closures in different states.
Apart from festival holidays, banks will also remain closed on Sundays and the second and fourth Saturdays as per the regular banking holiday schedule. However, bank holidays are not identical across India because the Reserve Bank of India holiday calendar is state-wise.
Bank Holidays in October 2026
Here are some of the important bank closure dates listed for October 2026:
| Date | Day | Holiday / Reason | Coverage |
|---|---|---|---|
| October 2 | Friday | Gandhi Jayanti | Across India |
| October 10 | Saturday | Second Saturday | All India |
| October 19 | Monday | Regional Dussehra/Durga Puja holidays | Selected states |
| October 20 | Tuesday | Dussehra / Vijaya Dashami | Several states |
| October 21 | Wednesday | Vijaya Dashami / Durga Puja | Selected states |
| October 24 | Saturday | Fourth Saturday | All India |
| October 31 | Saturday | Sardar Vallabhbhai Patel’s Birthday | Gujarat |
The exact holidays depend on the state and banking centre. For example, October 19, 20 and 21 have different regional observances across states such as Gujarat, West Bengal, Karnataka, Odisha and others.
Gujarat Bank Holidays in October 2026
For Gujarat, October has several important bank closure dates.
According to currently available Gujarat holiday calendars, the listed holidays are:
- October 2, Friday – Gandhi Jayanti
- October 10, Saturday – Second Saturday
- October 20, Tuesday – Dussehra / Vijaya Dashami
- October 24, Saturday – Fourth Saturday
- October 31, Saturday – Sardar Vallabhbhai Patel’s Birthday
Some published calendars differ on the exact observance of October 20 and October 31, so customers should verify the final RBI/state notification or their bank’s branch calendar before planning an important visit.
Are Banks Closed on Sundays in October 2026?
Yes. Bank branches generally remain closed every Sunday.
In October 2026, the Sundays fall on:
- October 4
- October 11
- October 18
- October 25
In addition, October 10 and October 24 are the second and fourth Saturdays, respectively.
What About Diwali Bank Holidays?
Diwali falls later in 2026, in November, so the major Diwali-related bank closures are not part of the October 2026 bank holiday calendar.
This is useful to remember because October is already a major festive month, particularly because of Dussehra and regional Durga Puja celebrations.
Will UPI and Online Banking Work on Bank Holidays?
Yes. A bank branch being closed does not generally mean that digital banking stops.
Customers can normally continue using:
- UPI payments
- Mobile banking
- Internet banking
- ATM services
- Online fund transfers
- Digital bill payments
However, certain branch-dependent services, such as cash deposits or withdrawals at the counter, cheque-related work and other physical banking services, may have to wait until the branch reopens.
Why Do Bank Holidays Differ From State to State?
India follows a state-wise banking holiday system. Festival and regional holidays can differ depending on the state and banking centre.
For example, October 2026 calendars show additional holidays around Durga Puja and Vijaya Dashami in several eastern and southern states, while Gujarat has its own state-specific observances. Therefore, customers should not assume that a bank holiday applicable in one state automatically applies to every branch across India.
Plan Your Bank Visit in Advance
October is expected to be a busy month for banks because of the festive season. Customers who need to complete important branch work should check their local bank’s holiday calendar before visiting. For people in Surat and other parts of Gujarat, checking the branch-specific schedule is particularly useful around Gandhi Jayanti, Dussehra and the second/fourth Saturday closures.
October 2026 Bank Holiday Quick Summary
All-India important closure: October 2 – Gandhi Jayanti
Second Saturday: October 10
Dussehra/Vijaya Dashami: Around October 20, depending on state
Fourth Saturday: October 24
Gujarat-specific listed holiday: October 31 – Sardar Vallabhbhai Patel’s Birthday
Sundays: October 4, 11, 18 and 25
Because state-wise schedules can change or be updated, readers should confirm the final holiday list with the RBI notification, their bank’s official holiday calendar or the concerned branch before making a time-sensitive visit.
Also read, Surat Garba Outfits Guide for Navratri 2026
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